How to Find a Free Bankruptcy Attorney in New York City

Our clients in New York City often ask if there is a way to file bankruptcy for free. Stretched to the limit financially it only makes sense they ask, but what we like to tell them is that filing a bankruptcy case has unavoidable costs. Someone has to pay for both the bankruptcy filing fee and the legal fees associated with the case, but that someone doesn’t have to be you. We find many creative ways to help our clients pay for the bankruptcy assistance they need, and a surprising number of clients actually fund their bankruptcies through the very creditors that have been harassing them.

Using extremely aggressive debt collection practices, many collections agencies do not even realize they are violating the FDCPA (Fair Debt Collection Practices Act). Each violation of this law can be worth up to $1,000 to you, and many clients come into our office with multiple violations. By diligently saving every collections letter many people are able to completely fund their bankruptcy costs. They essentially get a free bankruptcy, and the added satisfaction of letting one of the nasty collection companies foot the bill. In fact we try and help our clients at least offset if not entirely fund the cost of their bankruptcy by finding FDCPA violations.

Many people have a golden ticket in their stack of unopened collection letters, and our firm evaluates these letters for FDCPA violations immediately after the free bankruptcy consultations we offer. Make sure you keep them all and bring the whole stack with you to your meeting with your bankruptcy lawyer as well. A good one will know what to do with the letters, because most attorneys think like their clients and like the idea of having a harassing creditor pay for a client’s bankruptcy.

If you are behind on your bills but don’t believe you can afford a bankruptcy attorney, save the collection letters and seek the advice of a professional. Many bankruptcy attorneys will offer free in-house, online or over the phone bankruptcy consultations. If you live in New York City and would like to see what a fresh start on your finances would look like and what it would cost please contact the Law Offices of William Waldner online or at 212.244.2882 to arrange a free consultation today. We only practice bankruptcy law and maintain a 99% Chapter 7 bankruptcy discharge record in New York City as of 8/31/16.

**** DISCLAIMER: This article is intended for educational purposes only. By reading no attorney-client relationship has been created. Prior results do not guarantee a similar result for future clients.