Can I File Bankruptcy If I Haven’t Paid My Taxes?
Unpaid taxes and thinking about bankruptcy? Find out how back taxes are treated in bankruptcy and what options may be available to reduce or discharge tax debt.
Can I File Bankruptcy If I Have Equity in My Home?
Wondering if you can file for bankruptcy with home equity? Learn how exemptions work and what options you have to protect your property while managing debt.
What Qualifies You for Bankruptcy?
What Qualifies You for Bankruptcy? If you’re a New York resident struggling with debt, you may be asking yourself: what qualifies you for bankruptcy? In other words, how do you know if you’re eligible to file under Chapter 7 or Chapter 13 of the Bankruptcy Code? In this comprehensive guide, we’ll break down the legal […]
Can Gay Married Couples File for Bankruptcy in New York?
Short answer: Yes. Legally married same-sex couples have the same right to file for bankruptcy in New York—and in all U.S. bankruptcy courts—as opposite-sex couples. This is true whether they file under Chapter 7, Chapter 13, or another chapter of the Bankruptcy Code. ✅ Equal Protection Under Federal and New York Law New York State […]
Filing Bankruptcy in the Southern District of New York: What to Expect
If you’re overwhelmed by debt and live in Manhattan, the Bronx, Westchester, Rockland, Dutchess, Orange, or Ulster counties (including Poughkeepsie), you’ll likely file in the Southern District of New York (SDNY). This federal district handles thousands of cases annually. Here’s what to expect—where to file, the process steps, key players, exemptions, and common pitfalls. 📍 […]
I Was Just Sued by My Credit Card – Now What?
Getting sued by a credit card company is stressful. One day you’re sorting mail, and suddenly you’re holding a Summons and Complaint from a debt collector. Now what? Don’t panic—but don’t ignore it either. How you respond in the next few weeks can make a major difference in your financial future. Step 1: Don’t Ignore […]
Chapter 7 Bankruptcy in New York: What You Need to Know (2025 Guide)
Chapter 7 Bankruptcy in New York: What You Need to Know (2025 Guide) If you’re overwhelmed by debt, constantly dodging collection calls, or facing wage garnishment, Chapter 7 bankruptcy may be the solution you need to reset your financial life. In this guide, we’ll explain how Chapter 7 works in New York, who qualifies, what […]
Can You File Bankruptcy in a Debt Relief Program?
Already enrolled in a debt relief program but considering bankruptcy? Find out how bankruptcy works in these situations and what your options are.
Can I File Bankruptcy If I Owe the IRS Tax Debt?
Wondering if you can file bankruptcy on IRS tax debt? Learn when tax debts can be discharged and how bankruptcy may help manage what you owe.
Bankruptcy and Section 8 in New York
Learn how filing for bankruptcy may affect your Section 8 housing benefits in New York. Get clear answers on rights, risks, and what to expect.