New York City Bankruptcy Attorney | NYC Law Office of William Waldner

What Qualifies You for Bankruptcy?

What Qualifies You for Bankruptcy? If you’re a New York resident struggling with debt, you may be asking yourself: what qualifies you for bankruptcy? In other words, how do you know if you’re eligible to file under Chapter 7 or Chapter 13 of the Bankruptcy Code? In this comprehensive guide, we’ll break down the legal […]

Can Gay Married Couples File for Bankruptcy in New York?

Short answer: Yes. Legally married same-sex couples have the same right to file for bankruptcy in New York—and in all U.S. bankruptcy courts—as opposite-sex couples. This is true whether they file under Chapter 7, Chapter 13, or another chapter of the Bankruptcy Code. ✅ Equal Protection Under Federal and New York Law New York State […]

Filing Bankruptcy in the Southern District of New York: What to Expect

If you’re overwhelmed by debt and live in Manhattan, the Bronx, Westchester, Rockland, Dutchess, Orange, or Ulster counties (including Poughkeepsie), you’ll likely file in the Southern District of New York (SDNY). This federal district handles thousands of cases annually. Here’s what to expect—where to file, the process steps, key players, exemptions, and common pitfalls. 📍 […]

I Was Just Sued by My Credit Card – Now What?

Getting sued by a credit card company is stressful. One day you’re sorting mail, and suddenly you’re holding a Summons and Complaint from a debt collector. Now what? Don’t panic—but don’t ignore it either. How you respond in the next few weeks can make a major difference in your financial future. Step 1: Don’t Ignore […]

Chapter 7 Bankruptcy in New York: What You Need to Know (2025 Guide)

Chapter 7 Bankruptcy in New York: What You Need to Know (2025 Guide) If you’re overwhelmed by debt, constantly dodging collection calls, or facing wage garnishment, Chapter 7 bankruptcy may be the solution you need to reset your financial life. In this guide, we’ll explain how Chapter 7 works in New York, who qualifies, what […]

Bankruptcy and Section 8 in New York

Learn how filing for bankruptcy may affect your Section 8 housing benefits in New York. Get clear answers on rights, risks, and what to expect.