Facing a financial crisis? Discover how emergency bankruptcy can be your lifeline. Explore its process, benefits and impact in our detailed guide.
Explore our comprehensive guide on NY bankruptcy, where we break down the process, outline your options and provide strategies to start fresh financially.
Learn how to afford bankruptcy without breaking the bank. Uncover cost-saving tips, legal aid options, and more in our comprehensive guide.
When you’re going through financial difficulties, it’s not unusual to fall behind on your bills and rent payments. Once the bills start piling up, being threatened by your landlord is the last thing you need. This only creates more stress during a time when you’re trying to get your finances on track. Fortunately, there […]
The COVID-19 crisis has taken its toll on Americans. Not only is it affecting the mental and physical health of American adults, teens and children, but also it’s making it difficult for people to pay their bills. Over 70 million people have bills in collections and nearly 32% have collections accounts on their credit reports. […]
We all know the odds when it comes to starting a small or independent business. About 1 in 5 won’t make it past the first year, and less than half make it past the five-year mark. After ten years, fewer than a third of small businesses are still going. And the two-thirds that don’t […]
Wage garnishment in New York happens when a court orders your employer to withhold a specific amount of money from your paycheck and have it sent directly to the creditor you owe money to. There are many reasons why people have their wages garnished, though some of the most common include child support, consumer debts […]
Pros and Cons of Filing Bankruptcy If you have a lot of debt that you worry you’ll never be able to pay back, then you need to consider bankruptcy. This is a tool that can be used to help you get out of debt and back to living your life. There are many reasons for […]
A typical Chapter 13 repayment plan lasts 3-5 years, but a lot has changed in the world in only 3-5 months, with Covid-19, the resulting economic fallout and now flaring social tensions. A record 40 million Americans have lost their job, some of whom are New Yorkers that were already in Chapter 13 proceedings. We […]
After practicing bankruptcy law in New York City for over a decade, I thought I’d seen every financial calamity that could bring someone to need our help. That was obviously before the novel coronavirus, CoVid-19, and the upending of our lives in NYC and around the world. In a few short weeks, Manhattan has become a ghost […]