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Bankruptcy Lawyer New York NY

The Benefits of Chapter 13 Bankruptcy in New York City

The Benefits of Chapter 13 Bankruptcy in New York City  The end result of all bankruptcy types are essentially the same – a fresh start from your financial troubles and a second chance at a debt free life. The different bankruptcy chapters provide individual consumers various types of benefits but the end goal of relieving […]

Can I get out of credit card debt in a New York bankruptcy?

Can I get out of credit card debt in a New York bankruptcy? Bad credit card debt is the most common problem facing most consumers considering bankruptcy today.  The good news is that in almost all cases your unmanageable credit card debt can be eliminated or extremely reduced in both Chapter 7 and Chapter 13 […]

Which debts are dischargeable in bankruptcy?

Recent job loss, mounting medical bills or perhaps some other unexpected money problem is taking control of your life.  You can’t pay; you’re sinking in debt through no fault of your own, and are desperately in need of a fresh start.  You have done your homework, and you know that bankruptcy is the best option […]

Is the bankruptcy means test necessary for me?

The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 created the bankruptcy means test as a way to prevent abuse of the Chapter 7 bankruptcy system.  The means test is a formula devised to restrict bankruptcy petitioners with higher incomes from wiping out their debt entirely under Chapter 7 when they could be repaying […]

Should I represent myself in NYC bankruptcy court?

The U.S. Courts might say it best on their website.  “While individuals can file a bankruptcy case without an attorney or “pro se,” it is extremely difficult to do it successfully.” Filing for bankruptcy in New York is very complicated.  Most attorneys will agree it is generally a bad idea to go it alone in […]