Is Bankruptcy In Person or Can I Do It by Zoom? (2025 Edition)
Over the past few years, bankruptcy courts have adapted in a big way. If you’re wondering whether you still have to walk into a courtroom to file for bankruptcy in 2025, the answer may surprise you. Here at The Law Office of William Waldner, PC, we’ve been getting more and more clients asking: “Can I […]
Ultimate Guide: 10 Essential FAQs About Chapter 13 Bankruptcy in New York (2025)
Ultimate Guide: 10 Essential FAQs About Chapter 13 Bankruptcy in New York (2025) Facing Chapter 13 bankruptcy can be stressful when you’re juggling bills, deadlines and uncertainty—but you don’t have to go it alone. This FAQ guide is tailored for New Yorkers filing Chapter 13 in 2025, with clear, no‑nonsense answers. We’ll walk you through each step, tackle your […]
Filing Bankruptcy in NY During Retirement: Key Steps
Considering bankruptcy during retirement in New York? Learn the key steps, protections, and what to expect when filing while living on a fixed income.
What Is a Cramdown in Chapter 13 Bankruptcy?
Wondering what a cramdown is in Chapter 13 bankruptcy? Learn how this powerful tool can help you reduce secured debt and keep valuable property.
Understanding Your Chapter 13 Repayment Percentage
Confused about your Chapter 13 repayment percentage? Learn how it’s calculated, what factors affect it, and what it means for your debt repayment plan.
What Is the Chapter 13 Co-Debtor Stay?
Learn how the Chapter 13 co-debtor stay can protect your home and prevent creditors from pursuing co-signers. A powerful safeguard during financial recovery.
Can I File Bankruptcy If I Have Equity in My Home?
Wondering if you can file for bankruptcy with home equity? Learn how exemptions work and what options you have to protect your property while managing debt.
New York Bankruptcy Exemptions Explained (2026 Update): What You Can Keep in Chapter 7 or Chapter 13
Filing for bankruptcy does not automatically mean losing everything you own. In fact, many people who file in New York are able to protect important assets like their home equity, retirement accounts, household belongings, and even part of their savings through bankruptcy exemptions. The challenge is understanding which exemptions apply, how much protection they provide, […]
🔌 Power Shut Off in New York? What Happens When You File Bankruptcy
If Con Edison, National Grid, or another New York utility company has disconnected your power due to unpaid bills, and you then file for bankruptcy, you may wonder: Can they keep your power off? The answer is no—at least not immediately. Bankruptcy law protects your right to essential services like electricity, gas, and water, even […]
Bankruptcy and Apartment Leases in New York
Do you want to stay in your apartment when you file bankruptcy? Or maybe you are ready for a new chapter altogether and want to break your lease. Learn more about how bankruptcy affects apartment leases in New York and your options.