Can I Still File Bankruptcy if I Don’t Own Anything?
Whenever you file bankruptcy in Westchester NY, you are required to list all of your assets. Your assets might include your house, the items in your house, your vehicles, your financial assets and other tangible items. Some assets are obvious, while others can be easily forgotten. Even if you don’t...
Read MoreCurious to know what happens during a bankruptcy consultation?
Curious to know what happens during a bankruptcy consultation? It’s great that you are taking the time to do research in advance, as this ensures you get the most from your consultation. This initial meeting is typically between 30 and 60 minutes long, and you will have the opportunity to...
Read MoreProtect Your Assets with Federal and New York Bankruptcy Exemptions
Bankruptcy can be scary, as many people envision themselves living penniless and unable to afford a home or car. While bankruptcy may not be ideal, it’s also put in place to protect people who are going through financial hardship. Utilizing bankruptcy as intended can help put your debts behind you...
Read MoreWill Bankruptcy in New York Affect My Tax Refund?
Tax Day is the federal individual tax filing and payment deadline, and it generally falls on or around April 15. This year, Tax Day is on Tuesday, April 18, 2023. This means that you’ll have to submit your individual tax returns and tax payments to the IRS on this date...
Read MoreHow to Know When to Declare Bankruptcy in Yonkers NY
Most people take their debts seriously, but it can be difficult to know when to file bankruptcy and when to choose another strategy like debt consolidation. The Law Office of William Waldner offers a free, no obligation consultation that can help you make an informed decision. This is a great...
Read MoreCan Bankruptcy In New York Eliminate Tax Debt?
Tax debt is one of the most frustrating debts a person can have. The creditors can be aggravating, but no one is quite as merciless as the IRS. The IRS has the power to shut down your business, seize assets, garnish wages and even withhold Social Security benefits. Until you...
Read MoreMultiple Bankruptcy Filings: When Can I File Bankruptcy Again in New York?
If you’ve filed bankruptcy in the past, you might be wondering if you can file again. The good news: A person is fully entitled and permitted to file bankruptcy more than once. The bad news: There is a lengthy waiting period in between filings. Your waiting period depends on several...
Read More5 Important Questions to Answer Before Filing Bankruptcy in Brooklyn
If the bills are piling up, the creditors are calling nonstop and you’re deeply in debt, bankruptcy can be an appealing option. Bankruptcy is an effective way to stop the creditors from breathing down your neck and start fresh in your life. But even though filing bankruptcy might sound tempting,...
Read MoreCan I Keep My Brooklyn NY Home if I File for Bankruptcy?
If you own a house in Brooklyn NY and file for bankruptcy, whether you get to keep the house depends on several factors. To help you make sense of this, it’s helpful to understand how bankruptcy works and what happens to your personal property. The good news is that if...
Read More5 Tips for Controlling Your Holiday Credit Card Debt
It’s the most wonderful time of the year – and the most expensive, too! Between gifts, decorations, parties, travel and dinners out, it’s easy to rack up a lot of debt during the holidays. And with inflation still over 7 percent, everyone is paying more for the things they usually...
Read MoreWhat is a ‘Presumption of Abuse’ in Bankruptcy?
When you file for Chapter 7 bankruptcy in Brooklyn NY, you need to meet certain requirements. Bankruptcy is meant to be a last-resort option, as it has both financial and credit consequences. Not only will you be required to complete a credit counseling course, but also you’ll have to meet...
Read MoreWill Bankruptcy Affect Your Current or Future Employment in NY?
When you file for bankruptcy in New York, you’ll be notified of the consequences that may follow, such as a drop in your credit score and higher interest rates. But what many people aren’t sure of is how their bankruptcy will affect their employment. You’ll be glad to know that...
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