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Hope for the Best, Plan for the Bankruptcy

We all know the odds when it comes to starting a small or independent business. About 1 in 5 won’t make it past the first year, and less than half make it past the five-year mark. After ten years, fewer than a third of small businesses are still going.  ...

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Wage garnishment in New York

Wage garnishment in New York happens when a court orders your employer to withhold a specific amount of money from your paycheck and have it sent directly to the creditor you owe money to. There are many reasons why people have their wages garnished, though some of the most common...

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Pros and Cons of Filing Bankruptcy

Pros and Cons of Filing Bankruptcy If you have a lot of debt that you worry you’ll never be able to pay back, then you need to consider bankruptcy. This is a tool that can be used to help you get out of debt and back to living your life....

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Should I File Bankruptcy in NYC Because of CoVid-19?

After practicing bankruptcy law in New York City for over a decade, I thought I’d seen every financial calamity that could bring someone to need our help.  That was obviously before the novel coronavirus, CoVid-19, and the upending of our lives in NYC and around the world.  In a few short weeks,...

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