What to Expect at the 341 Meeting of Creditors in NY
Feel anxious about your upcoming 341 meeting? Our detailed guide covers everything you need to know about what to expect at the 341 meeting of creditors in New York.
Can You Keep One Credit Card Out of Your Bankruptcy?
One question I get all the time in consultations: “Can I keep one of my credit cards out of the bankruptcy — and keep using that card while my case is going on?” It usually comes from a good instinct. People want a safety net for emergencies, or they have a card with a long […]
NJ E-ZPass and Port Authority Toll Violations: What New York Filers Need to Know
If you commute between New York and New Jersey, your toll problem probably is not a New York toll problem. The George Washington Bridge and the Lincoln and Holland Tunnels are Port Authority crossings, and the Turnpike and Parkway run on the New Jersey E-ZPass system. When those tolls go unpaid, the violation notices come […]
Why Is My Credit Card Balance Barely Going Down? How High Interest Rates Keep You in Debt
You make your credit card payment every month. You have stopped making unnecessary purchases. Maybe you are even paying more than the minimum whenever you can. Yet when you check your balance, it feels like you owe almost as much as you did months ago. If you are paying your credit card but the balance […]
Breaking the Bankruptcy Stigma: Why Smart, Successful People End Up Filing Bankruptcy and Why That’s Okay
You went to school, built your career, kept your head down, and made smart choices. Then life happened. A medical emergency, a divorce, a sudden layoff, a business that did not survive a slow quarter. Now you are looking at your bank statements, wondering how it got this bad, and the word “bankruptcy” keeps coming […]
Should You File Bankruptcy Before or After a Lawsuit?
If you’re dealing with overwhelming debt, the threat of a lawsuit can feel like the tipping point. Maybe you’ve received collection calls, demand letters, or even court papers. Now you’re wondering: Should I file bankruptcy now, or wait until the lawsuit plays out? The answer depends on your situation, but in many cases, timing matters […]
Can Bankruptcy Stop Foreclosure in New York? What Homeowners Need to Know
Facing foreclosure in New York? Find out how bankruptcy can help you keep your home and get a fresh financial start. Learn about your options now.
Can I File for Bankruptcy Virtually with an Attorney in New York?
If you are overwhelmed by debt in New York City, the last thing you want is another logistical headache. Between long work hours, family obligations, subway delays, traffic, and the emotional weight of financial stress, the idea of commuting to a law office multiple times can feel exhausting. The good news is this: you can […]
New York Homestead Exemption in 2025
New York Homestead Exemption in 2025 (State vs. Federal Exemptions – Updated Figures) For New York homeowners filing bankruptcy in 2025, it’s crucial to understand your homestead exemption options. New York is a choice state—if you’ve lived here for at least two years, you can choose between the New York state exemptions or the federal […]
Filing Bankruptcy Again? Why the Automatic Stay Might Not Protect You This Time
One of the biggest benefits of filing for bankruptcy is the automatic stay—the court order that makes debt collectors stop in their tracks. Phone calls? Gone. Lawsuits? Paused. Foreclosures? Halted. But what if this isn’t your first rodeo? If you’ve filed bankruptcy once—or more than once—within the past year, the automatic stay may only partially […]