Can I Find an Affordable Bankruptcy Attorney in NYC Without Risking my Case?

It makes sense that people on the verge of bankruptcy may not have a lot of money to spend on an attorney, but having an attorney is essential nevertheless.  Most consumers will quickly come to see the dangers in filing for bankruptcy without an attorney or by filing through a petition preparation service.  When they start shopping around for an attorney many of our potential clients want to know if they can get quality representation at an affordable price.  Some think they need the most expensive attorney out there and will gravitate towards large law firm bankruptcy mills that use expensive ads to boast about how many bankruptcy cases they file every year.  Most of our clients agree they are better served by a boutique law firm that will get to know their case to find them the highest levels of bankruptcy protection.  With no expensive advertising to pay for a qualified independent bankruptcy attorney can usually offer better service at a lower price.

If you are like most of our clients with major debt trouble you probably do have some income and assets that need to be protected by filing bankruptcy.  Even if you have nothing filing a Bankruptcy case can have major implications to you and your family.  When weighing your attorney choices, you need to think about a few things.

First, how much debt am I trying to get out of?  For clients with debt trouble under $10,000 we may suggest alternatives to bankruptcy and can help find other legal remedies.  If your debt is approaching $10,000 or above you need to realize that you are in need of some serious help and that the attorney you choose will have an impact on the success of your case.  Time to do some research to find a quality law firm.

Now if you are like most of our clients with debt trouble well into the five figures and even approaching $100,000 or more your attorney will have their work cut out for them.  You need to be sure they will put the dedication, and due diligence towards your case without charging you more than you can afford.  With debt trouble this steep the bankruptcy trustee is going to do a triple take to understand how you got into this much debt.  Our firm focuses on helping clients with high levels of debt.

Another important thing to consider when choosing your bankruptcy attorney is what assets or people need to be protected.   We see people who have tried to file on their own or through a less diligent firm accidentally do things that can get a loved one into serious trouble.  Fraudulent transfers are not always easy to spot and are taken very seriously by the bankruptcy court.  An innocent mistake could lead to a family member being sued by the trustee, and maybe even forcing them into bankruptcy as well.

Once you file for Chapter 7 bankruptcy you don’t always have the right to stop the process.  When you file your property is put in the hands of the bankruptcy trustee who can keep your case open, sell your assets, sue your loved ones, or worse.

If you have serious debt trouble, you need serious legal help and a qualified bankruptcy attorney, but you don’t have to pay an arm and a leg for it.  Our firm offers affordable bankruptcy assistance for all New Yorkers, and we maintain a 99% Chapter 7 Bankruptcy discharge record in New York City as well as of 8/31/16.  Our clients know exactly what to expect before they make the final decision to file for bankruptcy, and our firm is there to make the process run smooth from start to finish.  We successfully eliminate mountains of toxic debt for clients every day and protect their homes, cars, assets and loved ones in the process.  Our perfect track record brings a lot of referral business and quality testimonials.  This eliminates any need for the expensive advertising big bankruptcy mills rely on, and we pass the savings on to our clients.  In other words doing the best, most thorough job for every client we have is as essential to our success as it is to our clients’ successful bankruptcy discharge.

If you live in New York City arrange a free consultation with the Law Offices of William Waldner online or by calling 212.244.2882.

This article is intended for educational purposes only.  By reading this article no attorney-client relationship has been created.