Are African Americans Treated Differently in Bankruptcy in New York City?

It still comes is a little bit of a surprise when we have clients ask whether or not they will be treated differently in their bankruptcy based on their race. While race relations may still have a long way to go in the United States, rest assured you will not be treated any differently in your bankruptcy if you are a minority. We represent all types of debtors from all walks of life, and have never had a bankruptcy case dismissed in New York City. We maintain a 100% Chapter 7 bankruptcy discharge record in New York City as of 3/3/2014 and help people of all races get the bankruptcy relief and fresh start they deserve.

Bankruptcy judges are not robots, like any other people they have individual personalities and opinions that can subconsciously influence their decisions, but the law is meant to be blind to a person’s race. If you are working with a qualified attorney in New York City, the facts of your case will be enough to win the day. You cannot be treated differently because you are an African American. You are guaranteed a bankruptcy discharge if you meet certain financial and debt standards. Your attorney will have you prepared for the outcome of your bankruptcy before you even file, and will protect you from any unlikely prejudice should it come your way.

No matter your race, you need to be prepared for the bankruptcy process and the most likely outcomes when you decide to file your petition. When done correctly bankruptcy will eliminate most of your debts, and will allow you to keep most of your valuable assets including your home and automobile. If done incorrectly however you could be putting yourself and potentially your loved ones into an even worse financial situation. Filing for bankruptcy without an attorney, or through a petition preparation service is a very bad idea. To get the most out of your bankruptcy working with a qualified attorney is of the utmost importance.

If you are underwater on your finances but worried you may be treated differently if you file bankruptcy because you are an African American then contact the Law Offices of William Waldner online or at 212.244.2882 to arrange a free bankruptcy consultation today. We will get the creditors off your back on day one, and can help you get rid of any toxic credit card, personal loan or medical debts. Affordable and guaranteed bankruptcy protection is available for as little as $500 for many clients.

This article is intended for educational purposes only. By reading no attorney-client relationship has been created.