Does Everyone Qualify for Chapter 7 Bankruptcy?
Wondering if you qualify for Chapter 7 bankruptcy? Learn about eligibility requirements, the means test, and what to expect when considering a fresh financial start.
Breaking the Bankruptcy Stigma in NYC: Why Filing Is a Smart Financial Move
Bankruptcy. Just the word makes some people flinch. But here’s the truth: the bankruptcy stigma is outdated, misleading, and hurting people who need help the most. In New York City, where the cost of living is brutal and credit card debt is often a survival tactic, filing for bankruptcy isn’t a sign of failure—it’s a […]
How Many Times Can I File Bankruptcy in New York?
Understand the rules and waiting periods for multiple bankruptcy filings in New York. Learn how often you can file Chapter 7 or Chapter 13 and what to expect.
✅ Can I Use My Credit Cards Right Before Filing Bankruptcy? (What You MUST Know)
⚖️ Important Preface: Why Credit Card Objections Are Extremely Rare It’s extremely rare for credit card companies to object to the dischargeability of a debt in bankruptcy. Unless you’ve done something extreme—like spending $70,000 the month of filing—they’re unlikely to take action. Why? Because in order to keep that debt from being discharged, a creditor […]
Is Bankruptcy In Person or Can I Do It by Zoom? (2025 Edition)
Over the past few years, bankruptcy courts have adapted in a big way. If you’re wondering whether you still have to walk into a courtroom to file for bankruptcy in 2025, the answer may surprise you. Here at The Law Office of William Waldner, PC, we’ve been getting more and more clients asking: “Can I […]
Filing Bankruptcy in NY During Retirement: Key Steps
Considering bankruptcy during retirement in New York? Learn the key steps, protections, and what to expect when filing while living on a fixed income.
Can I File Bankruptcy If I Haven’t Paid My Taxes?
Unpaid taxes and thinking about bankruptcy? Find out how back taxes are treated in bankruptcy and what options may be available to reduce or discharge tax debt.
Can I File Bankruptcy If I Have Equity in My Home?
Wondering if you can file for bankruptcy with home equity? Learn how exemptions work and what options you have to protect your property while managing debt.
Bankruptcy and Apartment Leases in New York
Do you want to stay in your apartment when you file bankruptcy? Or maybe you are ready for a new chapter altogether and want to break your lease. Learn more about how bankruptcy affects apartment leases in New York and your options.
Chapter 7 Bankruptcy and Car Leases: What to Know
Filing Chapter 7 and have a car lease? Discover your options—whether to keep, return, or surrender your leased vehicle during bankruptcy.