Free · Confidential · About 2 minutes

Chapter 7 or Chapter 13?

Answer a few questions and see which type of bankruptcy may fit your situation, and what to do next.

Practicing bankruptcy law in New York since 2008
Free and confidential. Nothing gets filed.
Offices in Manhattan, Brooklyn, the Bronx and Westchester

Couple at their kitchen table reading a letter with relief

Find your pathYour answers go to the Law Office of William W. Waldner

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Step 1 of 4 - Your goal

Name

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What’s your #1 goal right now?*

Wipe out credit card debt

Stop a foreclosure or eviction

Stop a wage garnishment

Get my car back or lower my car payment

Deal with tax debt

Figure out student loans

Stop lawsuits or collection calls

Just talk to a lawyer about my options

Something else

What happens after the quiz

Three simple steps from your first answers to a real plan.

Take the quiz

Tell us what’s going on. It takes about two minutes.

Get your instant analysis

See right away whether Chapter 7 or Chapter 13 may fit your situation, and why.

Get an in-depth analysis from a lawyer

If you’re interested, Mr. Waldner can personally review your situation in depth and go over your options with you. Urgent situations get priority.

Your answers go to a New York bankruptcy lawyer

William W. Waldner has practiced bankruptcy law in New York since 2008, handling Chapter 7 and Chapter 13 cases in the Southern and Eastern Districts of New York.

Your answers go straight to his office. If you’re interested, Mr. Waldner can personally review your situation and go over your options with you.

Call or text (212) 244-2882, 24/7

Not sure where to start?

Take the quiz. It’s free, confidential and takes about two minutes.

Start the quiz