New York City Bankruptcy Attorney–Erase Debt Now!!
New York City Bankruptcy Attorney Many people are under the false impression that Bankruptcy is a scary process that should be avoided at all costs. However, with the failing economy and higher amounts of debt that individuals are holding it might be the smartest thing you can do. Often people wait until it is too […]
Manhattan Bankruptcy Attorney / Need Debt Relief?
Hello my name is William Waldner and my office is located in Midtown Manhattan. We offer free in-depth consultations and are conveniently located 1 block north of Macy’s on 7th avenue. You may be able to get rid of all of your debts and get a fresh start through bankruptcy. To find out more please […]
Objecting to a Bankruptcy Discharge
There are several different grounds to object to a bankruptcy discharge such as, Destruction, Transfer or concealment of property, the debtor is not an individual (corporations cannot get a discharge), any unjustified failure to keep financial books or records, Dishonesty in connection with the case, Refusal to obey a court order and a prior discharge […]
What does the lower S&P credit rating mean to me?
On Friday August, 6 2011 S&P lowered the US government’s credit rating to a AA+. S&P noted that they have been contemplating this move for some time and finally made the decision primarily on political grounds. It looks bad when our government has such a hard time managing its budget, or agreeing on a budget. […]
What is the Discharge hearing for bankruptcy in Manhattan?
The last step in a chapter 7 or 13 bankruptcy case is a discharge hearing. This is where a judge finalizes the estate as settled and releases the debtor of his/her dischargeable debts. Certain debts like, certain taxes, domestic support debt, fines and penalties owed to the government, student loans and various other debts will […]
How to wipe out credit card debt
The answer to this question is not a simple one. There are several different strategies to getting out of credit card debt. Much of the issue depends on how much credit card debt you have. If the numbers are not overwhelming then the strategy is not as difficult. First, you should call the credit card […]
What questions will the Bankruptcy Trustee ask at my 341 meeting of creditors in New York
Here is an outline of what to expect in Manhattan (Southern District of New York) and Brooklyn (Eastern District of New York) Bankruptcy meeting of creditors. Currently, do to the COVID virus the meetings are being done over the phone or via zoom. You will still need your license and social security card with you. […]
What are the Requirements to file for Bankruptcy?
Anyone, whether or not a US citizen may file for bankruptcy as long as he/she has property, resides in the US or has a business in the US. The individual does not even need to live in the US as long as they have assets in the US. Children can file either through a court-appointed […]
Who is the US Trustee?
Every jurisdiction aside from Alabama and North Carolina have a United States Trustee. Since 1986 the United States Trustee program was created to perform many of the administrative duties of the court. This allows the Bankruptcy Court to focus on the legal disputes that may arise. The US Trustee also performs random audits on debtors […]
Who is the Bankruptcy Trustee?
When a debtor files for bankruptcy under chapter 7 or 13 of the U.S. Bankruptcy code a “bankruptcy trustee” is appointed by the US trustee. In certain Jurisdictions there are different titles given to the “bankruptcy trustee” but the purpose is the same. Since the US Trustee is unable to personally handle each and every […]