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Who is the US Trustee?

Every jurisdiction aside from Alabama and North Carolina have a United States Trustee.  Since 1986 the United States Trustee program was created to perform many of the administrative duties of the court.  This allows the Bankruptcy Court to focus on the legal disputes that may arise.  The US Trustee also performs random audits on debtors […]

Who is the Bankruptcy Trustee?

When a debtor files for bankruptcy under chapter 7 or 13 of the U.S. Bankruptcy code a “bankruptcy trustee” is appointed by the US trustee.  In certain Jurisdictions there are different titles given to the “bankruptcy trustee” but the purpose is the same.  Since the US Trustee is unable to personally handle each and every […]

Tax Discharge and Bankruptcy for Attorneys

How to get Federal and New York State taxes discharged in bankruptcy One common myth regarding bankruptcy is that taxes cannot be discharged. While it is true that most taxes are non-dischargeable, through a rather complicated analysis, many taxes actually are dischargeable through bankruptcy. This will first focus on the taxes that are absolutely non-dischargeable […]

Bankruptcy And Taxes In New York City

First, it is important to understand how a bankruptcy filing works. For individuals or married couples there are 2 main types of filings in New York. This first, and most common, is chapter 7 or “Liquidation Bankruptcy”. When an individual or couple files for chapter 7 a bankruptcy “estate” is created. This covers everything owned […]

How can I file for Bankruptcy without a lawyer?

This post contains the basic steps to filing a consumer bankruptcy case to illustrate the complexities, potential problems and issues that face a consumer who chooses to “go it alone”. Filing bankruptcy is a very involved and difficult process. While this post contains a skeleton outline of how a basic case can progress, every case […]

How much does it cost to file for Bankruptcy?

You should be very careful in choosing the correct lawyer because the consequences can be devastating if your case is not properly handled. During your search to find the right bankruptcy lawyer, please keep in mind the following items: Be wary of non-lawyer paralegals and high volume/low fee bankruptcy attorneys that make claims like “lowest fees”, […]

Chapter 13 Bankruptcy in NYC

About Filing Chapter 13 Bankruptcy in New York City Many people throughout New York City struggle to pay their bills each month, and often find themselves falling farther and farther behind. Failing to take care of these problems can lead to losing your home, car, and personal property. At The Law Office of William Waldner, […]

Read This Before You Starting A Debt Consolidation Program

Many attorneys’ view “Debt Settlement” and “Debt Consolidation” programs to be scams. In fact, most experienced bankruptcy attorney’s have clients who previously signed up with one of these programs but end up in worse shape than they were in before. Many companies who provide these services end up under investigation and usually have a Better […]