💣 Drowning in Debt? Here’s the Brutal Truth About Bankruptcy (and How It Could Save Your Life)
Why Most Debt Relief Advice Is Dead Wrong Let’s cut through the noise. You’ve probably been told to “just pay the minimum” or “try debt consolidation first.” But if your debt is snowballing, these “solutions” only delay the inevitable. Here’s the truth: Most people wait far too long to explore bankruptcy—by the time they do, […]
Discharging NYC Parking Tickets with Bankruptcy – Why Only Chapter 13 Works
Introduction Dealing with piles of NYC parking tickets can be stressful. Nobody wants booting, license suspensions, or unrelenting fines. The question that often comes up: can parking tickets be wiped out by filing for bankruptcy? At Midtown Bankruptcy, we’ve seen that these tickets can be addressed—but only in Chapter 13, not Chapter 7. Let’s dive into […]
Chapter 13 and Student Loan Forgiveness: What the 2026 Rules Mean
By William Waldner, Esq. If you are considering Chapter 13 bankruptcy and also carrying federal student loans, there is a piece of good news that still holds in 2026: a federal regulation lets the payments you make under a confirmed Chapter 13 plan count toward student loan forgiveness — even while your loans sit in […]