How to Escape Living Paycheck to Paycheck
Struggling to make ends meet? Learn practical strategies to escape the cycle of living paycheck to paycheck and start building lasting financial stability.
Understanding Your Chapter 13 Repayment Percentage
Confused about your Chapter 13 repayment percentage? Learn how it’s calculated, what factors affect it, and what it means for your debt repayment plan.
What Is the Chapter 13 Co-Debtor Stay?

Learn how the Chapter 13 co-debtor stay can protect your home and prevent creditors from pursuing co-signers. A powerful safeguard during financial recovery.
Understanding New York Wage Garnishment Laws
Learn how wage garnishment works in New York, what creditors can take, and how you can protect your income. Know your rights and legal options.
Growing Credit Card Debt? Here’s How to Deal.
Struggling with growing credit card debt? Discover practical strategies to take control, reduce what you owe, and explore options like consolidation or bankruptcy.
Protecting Your Social Security Benefits From Creditors and in Bankruptcy
Learn how to protect your Social Security benefits during bankruptcy. Understand what’s exempt, what’s not, and how to safeguard your income throughout the process.
Can I File Bankruptcy If I Haven’t Paid My Taxes?
Unpaid taxes and thinking about bankruptcy? Find out how back taxes are treated in bankruptcy and what options may be available to reduce or discharge tax debt.
Can I File Bankruptcy If I Have Equity in My Home?
Wondering if you can file for bankruptcy with home equity? Learn how exemptions work and what options you have to protect your property while managing debt.
Filing Bankruptcy in the Eastern District of New York: What to Expect

By William Waldner, Esq. If you live in Brooklyn, Queens, Staten Island, Nassau, or Suffolk County and you are ready to deal with overwhelming debt, your consumer bankruptcy case will be filed in the Eastern District of New York (EDNY). This federal district handles thousands of Chapter 7 and Chapter 13 cases every year, and […]
Can You File Bankruptcy in a Debt Relief Program?
Already enrolled in a debt relief program but considering bankruptcy? Find out how bankruptcy works in these situations and what your options are.