You’re in Debt. You Need Legal Help. But Can You Afford It?
Filing for bankruptcy is one of the smartest financial decisions many people make—but paying for a bankruptcy lawyer can feel overwhelming when your budget’s already maxed out. Here’s the good news: bankruptcy legal fees don’t have to break the bank. With the right approach, many New Yorkers can reduce their total legal cost while still […]
Does the Chapter 13 Trustee Watch Your Income?
If you’re considering Chapter 13 bankruptcy in New York City, you might be wondering: will the trustee monitor your income throughout the entire plan? The answer is yes—but with important limits. While Chapter 13 trustee monitoring exists, it’s far less invasive than most people fear. Let’s walk through what the trustee reviews, when they might […]
What Should You Expect to Pay a Bankruptcy Attorney in NYC(2025 update)?
You’re in debt. The bills are piling up. And now you’re wondering: how much is it going to cost to get a lawyer to help? If you’re exploring Chapter 7 or Chapter 13 bankruptcy in New York City, understanding can help you plan your next steps with confidence—and avoid sticker shock. Here’s a breakdown of […]
Understanding Chapter 13 Lawyer Fees in NYC
Filing for bankruptcy is stressful enough without wondering how you’ll pay your attorney. Fortunately, Chapter 13 lawyer fees offer more flexibility than you might think—especially in New York City. In this post, we’ll explain how attorney fees work in Chapter 13, what you need up front, and why this setup benefits clients who need strong […]
Welcome to 2025: Debt and the City
It’s a new year in New York—but for many, the same financial pressures continue to mount. If you’re struggling to keep up with rent, bills, or credit cards, you’re far from alone. NYC bankruptcy trends are shifting fast, and if you’re watching your budget tighten, these changes matter. Whether you’re considering Chapter 7, Chapter 13, […]
NYC Rent is Up—And So Are Bankruptcies
New York City rent prices have hit record highs, and it’s causing financial chaos. According to the NYC Rent Guidelines Board, stabilized rents are up significantly, while market-rate units continue to skyrocket. It’s no coincidence that bankruptcy filings are also on the rise. We’re seeing more calls, more cases, and more families on the financial […]
Thinking About Using AI to File Bankruptcy? Read This First
In today’s digital age, it’s no surprise that more people are turning to AI bankruptcy tools and court websites to file for bankruptcy on their own. These services promise a cheaper, faster way to get out of debt—no lawyer required. But as a New York City bankruptcy attorney with over 15 years of experience, I’ve […]
How a Chapter 13 Foreclosure Attorney Can Stop the Auction and Save Your NYC Home
Facing foreclosure in New York City can be terrifying. The thought of losing your home in a public auction is devastating. But there’s good news: a skilled Chapter 13 foreclosure attorney can stop that auction, protect your rights, and help you build a plan to save your home. What Is Chapter 13 Bankruptcy? Chapter 13 […]
Breaking the Bankruptcy Stigma in NYC: Why Filing Is a Smart Financial Move
Bankruptcy. Just the word makes some people flinch. But here’s the truth: the bankruptcy stigma is outdated, misleading, and hurting people who need help the most. In New York City, where the cost of living is brutal and credit card debt is often a survival tactic, filing for bankruptcy isn’t a sign of failure—it’s a […]
The Bank Wants Your Home — Bankruptcy Says No
You worked hard for your home. Now the bank wants to take it back.But here’s the truth: You don’t have to give up your keys — or your future. Thanks to New York’s powerful 2025 homestead exemption, you can keep your home in bankruptcy and slam the brakes on foreclosure. Whether you’re behind on payments […]