BROOKLYN BANKRUPTCY LAWYER

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Bankruptcy Consultation

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Bankruptcy Consultation

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For more than 23 years, William W. Waldner has focused his entire legal career on bankruptcy law, helping thousands of individuals and families achieve lasting financial relief. Based in NYC, he delivers compassionate, results-driven guidance in Chapter 7 and Chapter 13 cases throughout Brooklyn, protecting clients from creditor harassment and preserving their assets. With extensive knowledge of New York bankruptcy courts and a highly personalized approach, Attorney Waldner is a trusted advocate for Brooklyn residents seeking a fresh financial start.

Brooklyn Office

Office Location
Office Hours
  • Monday: 8 am-6 pm
  • Tuesday-Friday: 8 am-7 pm
  • Saturday: 9 am-6 pm
  • Sunday: Closed

What We Offer in Brooklyn

Free Initial Consultation

We’ll review your financial circumstances, explain your options, and help you determine whether bankruptcy is the right path.

Debt Relief & Creditor Negotiations

In some cases, we may negotiate reduced balances or favorable terms outside of bankruptcy court.

Post-Filing Support

Guidance on rebuilding credit, dealing with future debts, and compliance with timely filings.

William Walder Specializes in Chapter 7 and Chapter 13 Bankruptcy

Chapter 7 (Liquidation)

Chapter 7 bankruptcy provides fast and powerful relief. Once you file, creditors must stop contacting you, wage garnishments end, and most unsecured debts, such as credit cards, medical bills, and personal loans, can be discharged in as little as three months.
Although Chapter 7 requires liquidating certain assets, many exemptions allow you to keep essentials like your home, car, retirement accounts, and even personal heirlooms. Working with an experienced Brooklyn bankruptcy attorney ensures you maximize these protections while eliminating the debt that weighs you down.

Typically, Chapter 7 bankruptcy requires a person to liquidate their assets to repay their creditors as much as possible, after which the remaining debt is wiped clean. Still, there are many exceptions, and hiring an experienced Brooklyn bankruptcy lawyer is your best bet for eliminating credit card debt, medical bills, and personal loans while keeping valuable assets such as your house, car, sentimental heirlooms, or property.

Chapter 13 (Repayment Plan)

Chapter 13 bankruptcy, often referred to as “reorganization bankruptcy,” is ideal for individuals or couples with steady income who don’t qualify for Chapter 7 or who want to protect valuable assets, such as real estate.
If you’re behind on mortgage payments, Chapter 13 can prevent foreclosure and allow you to catch up over time. Under a court-approved plan, you’ll repay a portion of your debts interest-free over 3 to 5 years. Once the plan ends, most remaining unsecured debt is discharged (with exceptions such as student loans). This option provides a manageable repayment structure, protection of non-exempt assets, and a clear path to financial stability.

Who We Serve

William Walder proudly serves Brooklyn residents from all walks of life, including individuals, families, professionals, and small business owners who are struggling with serious financial challenges such as:

  • Overwhelming credit card balances
  • Medical or emergency-related debt
  • Foreclosure notices or risk of losing a home
  • Wage garnishment, bank freezes, or repossession
  • Business-related debt or personal liability
  • Heavy student loans or tax obligations that may qualify for relief

Attorney Walder’s extensive knowledge and experience make us a top choice for clients throughout Brooklyn who want direct, personal guidance from an attorney who understands the realities of New York bankruptcy law. Many Brooklyn residents choose our office for expert counsel, clear solutions, and the supportive experience they need to move toward financial stability.

What to Expect

  1. Tell Your Story – We’ll ask about your income, expenses, assets, and debts.
  2. Review Your Options – We’ll walk you through potential paths (Chapter 7, 13, alternatives) and their pros/cons.
  3. Estimate Fees & Costs – We provide transparent information about likely legal and court costs.
  4. Next Steps – If you choose to proceed, we will begin preparing and filing the relevant documents.
It’s important to have on hand any necessary documentation, such as recent pay stubs, billing statements, tax returns, bank statements, and a list of your debts.

Why Choose Attorney William Waldner in Brooklyn

Convenient Virtual Bankruptcy Services

Today, many Brooklyn residents prefer the flexibility and privacy of handling their bankruptcy case from home. Our firm offers fully remote services that make the process simple, accessible, and stress-free without sacrificing the personalized attention Attorney Waldner is known for.

Deep Experience in New York Bankruptcy Law

Attorney William W. Waldner has built his career on one focus: bankruptcy and debt relief. With extensive experience in Chapter 7, Chapter 13, and small-business reorganization, he provides Brooklyn clients with hands-on, strategic guidance that reflects the unique requirements of New York bankruptcy practice. Every recommendation is tailored to your financial situation and designed to help you achieve meaningful, lasting relief.

Local Insights and Strong Court Familiarity

Attorney Waldner regularly serves clients across Brooklyn and understands the specific procedures, trustees, and expectations within the Southern District of New York. Our office allows for efficient filings, responsive communication, and virtual consultations. Brooklyn clients choose our firm because we combine deep legal knowledge with accessible, convenient support throughout the bankruptcy process.

Get Free Bankruptcy & Debt Relief Guidance in Brooklyn

If you’re struggling with overwhelming credit card debt, facing foreclosure, or dealing with relentless collection efforts, you don’t have to face it alone. William Waldner offers free, in-depth consultations to help you understand whether Chapter 7 or Chapter 13 is right for you.

Call us at (347) 328-5660 or complete the online contact form to schedule your consultation today. Discover your options, protect your assets, and take the first step toward lasting debt relief with the guidance of a trusted Brooklyn bankruptcy lawyer.

5 Star Reviews

Diane E photo

Diane E.

WOULD HIGHLY RECOMMEND HIM TO ANYONE IN NEED OF SUCH SERVICES.

I worked with William on an extremely difficult and stressful bankruptcy case. William is terrific! Responsive and caring attorney who got a very bizarre situation resolved for me, was able to work with my mortgage company and get me my life back! Even long after my case was discharged he continues to be there for questions and support to the point where I now consider him a treasured college and dare I say friend. Very knowledgeable in bankruptcy law, super communicative and caring.

Rohan M

Rohan M.

I WAS VERY SATISFIED AND WOULD HIGHLY RECOMMEND YOUR LAW FIRM. With my experience, you’ve done a great job, everything went quickly and Smooth. Your explanation and guidance was clear and very easy to follow. I was very satisfied and would highly recommend your law firm.
Luis T photo

Luis T.

I WOULD HIGHLY RECOMMEND HIS SERVICES TO ANYONE. My experience with the Law Office of William Waldner was extremely beneficial. The process for me was frightening at first but Mr. Waldner made me feel at ease. It was a great experience during which he helped me by explaining everything clearly, working with me on payments, which were affordable. The entire atmosphere was professional, quick and efficient. Everything was fast and simple and I would highly recommend his services to anyone.
Shawn H

Shawn H.

WOULD HIGHLY RECOMMEND HIM TO ANYONE IN NEED OF SUCH SERVICES.

My experience with William Waldner was more than excellent – it was fantastic! From my first consultation meeting to the actual hearing, he always made me feel at ease and gave me all the information and tools I needed to feel 100% confident that my case would be a slam dunk. He was attentive and had genuine interest and concern for my individual case, while at the same time managed to be efficient and respond to my questions and concerns very quickly. All of this being said and after much research into other attorneys, his fee was very reasonable. With William’s help, I can now focus on my future and I am on track to achieve financial freedom.

Steven S photo

Steven S.

WOULD HIGHLY RECOMMEND WILIAM WALDNER.

I assisted a close friend during her bankruptcy experience and discovered the William Waldner office in midtown Manhattan. Mr Waldner thoroughly explained the bankruptcy process, reviewed options and patiently walked her through the process. He is a highly skilled professional, client focused and accommodated my friend, who is plagued with health problems. We highly recommend William Waldner.

Call Today For A Free Consultation

Frequently Asked Questions about Bankruptcy for our Brooklyn Clients

Can I file for bankruptcy without an attorney in Brooklyn?

While it’s legally possible to file for bankruptcy on your own, the process is complex, and mistakes can lead to delays, denials, or even the loss of property you may have been able to protect. Bankruptcy laws are federal, but they are applied with state-specific rules, and navigating the Brooklyn courts without experienced legal guidance can be overwhelming.
At Midtown Bankruptcy, William Walder ensures everything is completed correctly, deadlines are met, and that you take full advantage of the protections and exemptions available under New York law. Having an attorney significantly increases your chances of achieving a smooth and successful outcome.

Exemptions determine what property you’re allowed to keep when you file for bankruptcy. In New York, residents can choose between state and federal exemption systems, which may allow you to protect your home, car, retirement savings, and certain personal belongings. For example, if you live in Brooklyn and own a home, you may qualify for a homestead exemption that shields a significant amount of equity. At Midtown Bankruptcy, we carefully review your situation to maximize the exemptions available to you, helping you protect as much of your property as possible.

The total cost of bankruptcy includes both court filing fees and attorney fees. As of now, the filing fee for a Chapter 7 bankruptcy case in New York is $338, and the fee for Chapter 13 is $313. Attorney fees vary depending on the complexity of your case; however, at Midtown Bankruptcy, we are committed to offering transparent and affordable pricing with flexible payment options. We’ll review all costs upfront during your free consultation, so you know exactly what to expect: no hidden fees, no surprises.