Chapter 13 Debtors Now Get Credit Toward Student Loan Forgiveness Under New Rule
If you’re struggling with debt and considering Chapter 13 bankruptcy, you might also be dealing with student loans. Thanks to a major change that took effect on July 1, 2024, the Department of Education has made it easier for Chapter 13 debtors to qualify for student loan forgiveness—even while they’re in bankruptcy. Let’s break down […]
What Happens if I Forget to List a Creditor in Bankruptcy and My Case Gets Discharged?
Filing for Chapter 7 bankruptcy is meant to give you a fresh financial start—but what happens if you accidentally leave out a creditor and your case is already closed and discharged? Are you still protected from that debt? The Short Answer: In most no-asset Chapter 7 bankruptcy cases, forgotten debts are still discharged if the […]
What Happens to Your Tax Refund in a Chapter 13 Bankruptcy in New York?
When filing for Chapter 13 bankruptcy in New York, many clients ask:“Will I lose my tax refund?”The answer depends heavily on which district you file in, and what exemptions you use in your case. Here’s what every New Yorker needs to know about tax refunds in Chapter 13 bankruptcy, especially in the Southern District (SDNY) […]
Facing an Adversary Proceeding in Bankruptcy? What to Know
Learn the key facts about adversary proceeding in bankruptcy. Know your rights & what to expect with this helpful guide.
How to Manage New York Bankruptcy Exemptions
Navigating New York bankruptcy exemptions can be overwhelming. Understand key details in protecting your home and essential assets here.
How Recessions Impact Businesses
Explore how the recession impact on businesses can affect cash flow and strategies to stay afloat during economic downturns.
Dismissal vs Discharge in Bankruptcy: What You Need to Know
Understand the crucial difference between dismissal vs discharge in bankruptcy and how it impacts your financial future. Get expert insights here.
Spouse Received a Bill from My Bankruptcy: What to Do Next
Confused why my spouse received a bill from my bankruptcy? Learn the reasons, impacts, and steps to take to protect your finances and relationship.
What is an Offer in Compromise: A Lifeline for Tax Debt Relief
Discover what is an offer in compromise, how it works, and if it’s the right solution for your tax debt. Learn about eligibility, application process, and alternatives.
Lien Removal in Bankruptcy: Your Guide to Financial Freedom
Discover how lien removal in bankruptcy can help you regain control of your assets and get a fresh financial start. Learn the process, limitations, and real-life impact.