Help! My Creditors Won’t Stop Harassing Me

Help! My Creditors Won’t Stop Harassing Me   It seems as if someone comes into my office almost every day complaining about creditor harassment. Recently a client, let’s call him Ed, came to my office with this problem. Below is a summary of the information I provided to Ed based on his situation. Please note […]

How Filing Chapter 13 Saved My Home

How Filing Chapter 13 Saved My Home   Unfortunately, too many people face losing their home because of a financial crisis. In many cases, like the one below, the debt problems occurred because of something that was out of the person’s control. John and Maryann came to my office last year after they received a […]

3 Reasons Why You Need To Talk To Me Now About Bankruptcy

3 Reasons Why You Need To Talk To Me Now About Bankruptcy   Many people put off meeting with a New York bankruptcy attorney until matters are very serious. Some people wait until they receive foreclosure papers or their vehicle is repossessed to call a Manhattan bankruptcy attorney. Whether it is out of fear of […]

Can I File Bankruptcy Again In New York?

Can I File Bankruptcy Again In New York?   If you have filed a bankruptcy case, you probably never want to file another bankruptcy. Even people who have the smoothest and easiest bankruptcy filing never want to be in the position of filing bankruptcy again. Unfortunately, some people need help from the bankruptcy court more […]

Will an NYC Bankruptcy Get Rid of Payday Loans?

Will an NYC Bankruptcy Get Rid of Payday Loans?   For many people who are considering bankruptcy, one of the last resorts they turn to before this step is a payday loan company. These short-term loans are considered unsecured debt, because they aren’t tied to a physical asset that can be repossessed. Therefore, it would […]

What Types of Debt Cannot Be Eliminated in an NYC Bankruptcy?

What Types of Debt Cannot Be Eliminated in an NYC Bankruptcy?   When people begin the process of filing for bankruptcy, the most common thing we hear is that they didn’t realize that not all of their debt could qualify to be discharged. In fact, there are several types of debt that cannot be discharged […]

What Types of Debt Can Be Eliminated by an NYC Bankruptcy

What Types of Debt Can Be Eliminated by an NYC Bankruptcy   When a debt is wiped out in a bankruptcy, it is called being discharged. Not all debts are allowed to be discharged according to the government, which is why your bankruptcy attorney in NYC will ask you detailed questions about your debt when […]

What Does a Bankruptcy Trustee Do?

What Does a Bankruptcy Trustee Do?   If you are filing a Chapter 7 bankruptcy in NYC, you will quickly become familiar with the bankruptcy trustee. This is the person that has been court-ordered to oversee your bankruptcy case. It’s important to understand just what they will be doing, and what abilities they have when […]

Top 5 Questions to Ask Your Bankruptcy Attorney

Top 5 Questions to Ask Your Bankruptcy Attorney   If you’ve found yourself considering bankruptcy in NYC, you aren’t alone. Every year, around 1% of Americans file bankruptcy (BCS Alliance), and each of them face the same dilemma when they get started: how to choose the best bankruptcy attorney to help them through this process. […]

This Test May Help You Discharge Student Loans in Bankruptcy

This Test May Help You Discharge Student Loans in Bankruptcy   For most people, there is no way to get out from under student loans. The government does not allow most student loans to be eliminated by a bankruptcy, except in very rare cases. Only a very small percentage of student debt is ever discharged, […]